If you’ve been asking “Is CM Punjab Parwaz Card 2026 registration open?” — you’re not alone. Thousands of young Pakistanis across Punjab are searching for this answer right now, eager to access the interest-free loans, overseas employment support, and skill training opportunities this groundbreaking program promises.
The short answer is: Yes, the CM Punjab Parwaz Card 2026 registration is currently open, but it operates on a rolling basis with specific deadlines depending on your chosen track. The most recent registration window ran from January 5 to January 28, 2026, though the program continues to accept applications in phases throughout 2026. However, the portal access, eligibility requirements, and application process are far more nuanced than most articles admit — and this guide will give you the complete, verified truth.
By the time you finish reading this article, you will know exactly where to register, which portal is legitimate, what documents you need, how to avoid scams, and most importantly — whether you actually qualify and what benefits await you.
What Exactly Is the CM Punjab Parwaz Card 2026?
The CM Punjab Parwaz Card (also spelled Parwaaz Card) is a flagship digital empowerment initiative launched by the Government of Punjab under Chief Minister Maryam Nawaz Sharif. Unlike traditional welfare programs that offer one-time cash handouts, the Parwaz Card is a structured, merit-based system designed to create long-term economic independence for Punjab’s youth.
The program operates across three distinct tracks, each serving a different purpose:
Track 1: Overseas Employment Support
- Purpose: Help skilled workers afford overseas job expenses
- Financial Assistance: Interest-free loans up to Rs. 1,000,000
- Coverage: Visa fees, passport costs, medical tests, air tickets, skill verification, and Overseas Employment Promoter (OEP) fees
- Target Audience: Individuals aged 18-45 with confirmed job offers abroad (salary below SAR 5,000 equivalent)
- Countries Supported: UAE, Saudi Arabia, Qatar, Oman, and European nations
Track 2: Business Loans (Asaan Karobar)
- Purpose: Support entrepreneurs and small business owners
- Financial Assistance: Interest-free loans from Rs. 500,000 to Rs. 3,000,000
- Collateral: Lower amounts require no collateral; higher tiers may need guarantors
- Repayment: Grace period provided before installments begin
- Target Audience: Small traders, startups, women entrepreneurs, and existing business owners (ages 25-55)
Track 3: Skill Development & Training
- Purpose: Upskill youth for domestic and international job markets
- Training Areas: IT, hospitality, welding, plumbing, electrical work, driving, language courses (English, Arabic, German)
- Cost: Completely free for eligible participants
- Certification: Internationally recognized certificates provided
- Target Audience: Youth aged 18-45 seeking employable skills
What makes the Parwaz Card revolutionary is that it’s 100% digital, completely free to apply, and operates on transparent merit-based selection — a stark departure from Pakistan’s history of nepotism-riddled welfare schemes.
Is CM Punjab Parwaz Card 2026 Registration Open Right Now?
Current Status (As of January 31, 2026):
The answer depends on which track you’re applying for and which phase of registration is currently active:
| Track | Registration Status | Latest Deadline | Official Portal |
|---|---|---|---|
| Overseas Employment | ✅ Open (rolling phases) | January 28, 2026 (Phase 1 closed — Phase 2 expected February 2026) | parwaaz.psdf.org.pk |
| Business Loans | ✅ Open (ongoing) | No fixed deadline — processed on first-come basis until quota filled | parwaz.punjab.gov.pk |
| Skill Training | ✅ Open (continuous enrollment) | Ongoing throughout 2026 | psdf.org.pk/parwaaz-card |
Important Clarifications:
1. The January 28, 2026 Deadline Confusion
Multiple sources mentioned a hard January 28, 2026 deadline, but our research reveals this was only for the first phase of overseas employment applications. The program operates in phases, with new windows opening as previous batches are processed. If you missed this deadline, do not panic — subsequent phases are expected to open throughout 2026.
2. No Single “Parwaz Card Portal”
Unlike what many blog posts claim, there isn’t one centralized portal. The registration system is split across:
- PSDF Portal (Punjab Skills Development Fund) for overseas employment and training
- Punjab Government Portal for business loans
- Bank of Punjab Portal for loan disbursement and verification
3. Rolling Registration vs. Fixed Deadlines
While some tracks have specific deadlines, others operate on a rolling basis where applications are accepted continuously until the phase quota (100,000 beneficiaries in Phase 1) is filled.
Where to Register: Official Portals & How to Access Them
This is where most articles fail — they either provide fake URLs or don’t clarify which portal is for what purpose. Here’s the truth:
Official Portal URLs (Verified as of January 2026)
For Overseas Employment Track:
- Primary URL: https://parwaaz.psdf.org.pk
- Alternative: https://psdf.org.pk (navigate to Parwaaz Card section)
- Managed By: Punjab Skills Development Fund (PSDF)
For Business Loans Track:
- Primary URL: https://parwaz.punjab.gov.pk
- Alternative: https://bop.com.pk (Bank of Punjab portal for loan processing)
- Managed By: Punjab Information Technology Board (PITB) & Bank of Punjab
For Skill Training Programs:
- Primary URL: https://psdf.org.pk/parwaaz-card
- Alternative: https://www.psdf.org.pk
- Managed By: PSDF in partnership with TEVTA
⚠️ CRITICAL WARNING: Fake Websites to Avoid
The following websites are NOT official and should be avoided:
- parwazcard.com.pk
- parwazcard.pk
- Any site ending in .com or .net claiming to be “official”
- WhatsApp groups claiming “guaranteed registration”
- Facebook pages offering “fast-track approval” for a fee
How to Verify a Real Portal: ✅ Must end in .gov.pk or .psdf.org.pk ✅ Has HTTPS security (lock icon in browser) ✅ Lists official government contact numbers ✅ Never asks for payment during registration ✅ Has proper NADRA verification integration
Complete Step-by-Step Registration Process
The application process varies slightly depending on your chosen track, but the core steps remain consistent:
Step 1: Determine Your Eligibility (Self-Assessment)
Before starting, ensure you meet these universal requirements:
- Residency: Must be a permanent resident of Punjab (verified via CNIC and domicile)
- Age: 18-45 years for overseas/skills tracks; 25-55 years for business loans
- Identity: Valid, non-expired NADRA CNIC
- Mobile Number: Active SIM registered in your name (for OTP verification)
- No Default Status: Must not be a defaulter on any previous government loan or bank loan
Step 2: Access the Correct Portal
Visit the appropriate portal based on your track:
- Overseas Employment → parwaaz.psdf.org.pk
- Business Loans → parwaz.punjab.gov.pk
- Skill Training → psdf.org.pk
Step 3: Create Your Account
- Click on “New Registration” or “Sign Up”
- Enter your 13-digit CNIC number
- Enter your active mobile number
- Receive and enter the OTP (One-Time Password) sent via SMS
- Create a secure password (mix of letters, numbers, symbols)
- Verify your email address (if required)
Step 4: Select Your Track
CRITICAL: Once you select your track (Overseas, Business, or Skills), you cannot change it later without withdrawing and reapplying. Choose carefully based on your actual needs and qualifications.
Step 5: Fill the Application Form
Provide complete and accurate information:
Personal Details:
- Full name (as per CNIC)
- Father’s/Guardian’s name
- Date of birth
- Gender
- Marital status
- Current residential address
Educational Background:
- Highest qualification completed
- Institution name and year
- Field of study
- Relevant certifications or diplomas
Employment/Business Information:
- Current occupation
- Monthly income (if employed)
- Business type and experience (for business loan track)
- Job offer details (for overseas track — mandatory)
Financial Information:
- Bank account details (IBAN format)
- Account title (must match CNIC name)
- Bank branch name
Step 6: Upload Required Documents
All documents must be clear, legible scans or photos in PDF or JPG format (max 2MB each):
Mandatory for All Tracks:
- Valid CNIC (front and back)
- Punjab domicile certificate
- Recent passport-size photograph (white background)
- Bank account statement or ATM card photo
Additional for Overseas Track:
- Job offer letter (mandatory — must show employer details, salary, job description)
- Passport copy (if available)
- Educational certificates/diplomas
- Skills certifications (if any)
- Medical fitness certificate (if already completed)
Additional for Business Loan Track:
- Business plan (basic outline for startups)
- Business registration documents (if existing business)
- NTN certificate (for loans above Rs. 1 million)
- Income tax returns (for higher tiers)
- Guarantor details (for collateral-free loans above Rs. 500,000)
Additional for Skills Track:
- Educational certificates
- Identity proof
- Skills assessment (if pre-tested)
Step 7: Review and Submit
- Carefully review all entered information
- Verify that uploaded documents are clear and correct
- Accept the terms and conditions
- Click “Submit Application”
- Save your Tracking ID — you will need this to check your application status
Step 8: Track Your Application
After submission, you can monitor your application status through:
- Portal Dashboard: Log in with your credentials
- SMS Updates: Status changes sent to registered mobile number
- Tracking ID: Use on the portal’s “Track Application” page
Expected Processing Timeline:
- Document verification: 7-14 days
- Field verification (if required): 15-30 days
- Final approval: 30-60 days
- Loan disbursement: 60-90 days (if approved)
Detailed Eligibility Criteria: Do You Actually Qualify?
Most articles list generic eligibility points. Here’s the complete, track-specific breakdown based on official PSDF and Punjab government documentation:
Overseas Employment Track Eligibility
| Requirement | Details | Verification Method |
|---|---|---|
| Age | 18-45 years | CNIC verification |
| Residency | Punjab domicile holder | Domicile certificate |
| Education | Minimum Middle/Matric (varies by trade) | Certificate verification |
| Job Offer | Mandatory — confirmed offer letter from overseas employer | Letter must show salary < SAR 5,000 equivalent |
| Skills | Relevant to job offer | May require skill assessment test |
| Income Status | Low to middle-income families | Self-declaration + field verification |
| Legal Status | No criminal record | NADRA verification |
| Medical Fitness | Fit to work abroad | Certificate required before departure |
Priority Categories:
- Youth from rural Punjab districts
- First-time overseas workers
- Individuals with formal technical training
- Families with no prior overseas remittance history
Business Loan Track Eligibility
| Tier | Loan Amount | Age | Special Requirements |
|---|---|---|---|
| Tier 1 | Rs. 500,000 – Rs. 1,000,000 | 25-55 | No collateral, guarantor required |
| Tier 2 | Rs. 1,000,001 – Rs. 2,000,000 | 25-55 | Active NTN, tax filer status |
| Tier 3 | Rs. 2,000,001 – Rs. 3,000,000 | 25-55 | Collateral/property documents required |
Additional Requirements:
- Existing business registration (for established businesses)
- Basic business plan (for startups)
- Punjab Socio-Economic Registry (PSER) registration
- No previous loan default with any bank or government program
Priority Given To:
- Women entrepreneurs
- Youth starting first business
- SMEs (Small and Medium Enterprises)
- Businesses in underdeveloped districts of South Punjab
Skills Training Track Eligibility
| Requirement | Details |
|---|---|
| Age | 18-45 years |
| Education | Minimum 8th grade (Middle) |
| Commitment | Available for full training duration |
| Interest | Genuine interest in learning and employment |
Available Training Categories:
- IT & Digital Skills: Web development, graphic design, data entry, digital marketing
- Technical Trades: Welding, electrical work, plumbing, HVAC, construction
- Hospitality: Hotel management, cooking, housekeeping
- Language: English (IELTS), Arabic, German
- Driving: Heavy vehicle licenses, professional driving
What Benefits Do Approved Applicants Actually Receive?
Let’s break down the real, tangible benefits beyond the generic descriptions:
Overseas Employment Track Benefits
Financial Coverage (Up to Rs. 1,000,000):
- Passport processing fees → Rs. 15,000-20,000
- Visa application fees → Rs. 80,000-150,000 (varies by country)
- Medical examination & tests → Rs. 25,000-35,000
- Police clearance certificate → Rs. 5,000
- Skill verification tests → Rs. 15,000-30,000
- OEP (Overseas Employment Promoter) fee → Rs. 50,000-100,000
- Airfare (one-way ticket) → Rs. 80,000-120,000
- Pre-departure orientation → Free
Total Average Cost Covered: Rs. 350,000 – Rs. 550,000 per beneficiary
Scam Alert: How to Protect Yourself from Fraud
The popularity of the Parwaz Card has attracted scammers and fraudulent agents. Here’s how to protect yourself:
Red Flags of a Scam
🚩 Charging registration fees — Official registration is 100% free 🚩 Promising “guaranteed approval” — Selection is merit-based, no guarantees 🚩 Asking for personal banking passwords — No official portal requests this 🚩 Operating through WhatsApp groups — Official communication is via SMS and email 🚩 Websites not ending in .gov.pk or .psdf.org.pk — These are fake 🚩 Pressuring you to “apply now before slots run out” — Classic scam tactic 🚩 Claiming to be “authorized agents” — The program has no paid agents
How to Verify Legitimacy
✅ Check the URL — Must be .gov.pk or .psdf.org.pk domain ✅ Look for government branding — Official Punjab government logos and seals ✅ Verify contact numbers — Cross-check with Punjab government directory ✅ Check SSL certificate — Website should have HTTPS with lock icon ✅ No payment gateway — Real portals never ask for online payments
How to Check Your Application Status
After submitting your application, you can track its progress through multiple methods:
Method 1: Portal Login
- Visit the portal where you applied
- Click “Login” or “Sign In”
- Enter your CNIC and password
- Navigate to “My Applications” or “Dashboard”
- View your application status
Possible Statuses:
- Submitted — Application received, pending review
- Under Verification — Documents being checked
- Field Verification Scheduled — Official will visit your address
- Approved — Congratulations! Next steps will be communicated
- Rejected — Reason will be stated; reapplication allowed after correction
- On Hold — Additional documents or information required
Method 2: SMS Tracking
- Send your Tracking ID to the official SMS number (provided in your confirmation email)
- Receive instant status update via reply SMS
Method 3: Helpline Call
- Call the official PSDF or Bank of Punjab helpline
- Provide your CNIC number and Tracking ID
- Customer service will inform you of current status
Average Response Time: Status updates typically occur within 7-10 days of each milestone.
